QDDresearch

Jeffersonville Bancorp JFBC

FinancialsBanking ServicesUnited States of America

Last close 28.84 USD on Nov 1, 2026, +31.1% year to date

Quant rating

Quant rating D Rank 650 of 799 in Financials
  1. Growth D 609 of 799
  2. Valuation C 530 of 799
  3. Quality D 565 of 799
  4. Revisions D 617 of 799
  5. Momentum B 266 of 799

Historical valuation

Multiples use consensus estimates for the next twelve months. The dashed line is the 5-year average.

Growth and profitability fiscal year ends December 31

Growth and profitability by fiscal year
202520242023202220215Y avg
Revenue (mil)30.730.529.423.718.9–
Revenue growth0.6%3.7%24.0%25.2%−1.0%9.9%
EPS (basic, normalized)2.962.682.582.201.40–
EPS growth10.8%3.9%17.2%56.5%23.6%21.1%
Gross margin––––––
Net margin40.9%37.2%38.0%39.2%31.4%37.3%
ROE––9.7%–14.8%12.3%
Balance sheet, last quarter
Cash & short-term investments (mil)–
Tier 1 risk-adjusted capital ratio–
Long-term debt (mil)0
Net debt (mil)–
Total equity (mil)109
Net debt / equity–

Estimates and valuation

Consensus estimates and implied multiples
Sales (mil)Book value per shareEPS
Fiscal yearMean est.GrowthEV/SalesMean est.GrowthP/BMean est.GrowthP/E
2025 actual 30.7+0.6%1.1x ––– 0.80+25.0%36.0x

Estimate revisions

Change in consensus estimates over 1, 3 and 6 months
SalesEPS
Fiscal yearEstimate (mil)1M3M6MEstimate1M3M6M
2026––––––––
2027––––––––
2028––––––––

Earnings surprises

Reported results versus consensus, last 10 fiscal quarters
Quarter endedJun 2008Sep 2008Dec 2008Mar 2009FQ-5Sep 2009Dec 2009Mar 2010FQ-1FQ0
Sales reported (mil)4.8––––5.05.25.0––
Sales mean (mil)––––––––––
Surprise––––––––––
EPS reported0.28−0.520.630.18–0.190.220.19––
EPS mean––––––––––
Surprise––––––––––

Peer comparison Banking Services

Peers in the same industry group, by market capitalization
CompanyMarket capTier 1 ratioNet marginDeposits/loansFY1 P/EFY2 P/EFY1 P/BFY2 P/B
JFBC Jeffersonville Bancorp122M–40.9%1.55x––––
FBLA FB Bancorp, Inc.266M29.2%6.0%1.14x––––
WBBW Westbury Bancorp Inc234M–28.5%1.22x––––
PSBQ PSB Holdings Inc209M–17.6%1.07x––––
BVFL BV Financial Inc184M22.4%27.1%0.90x––––
BAFN Bayfirst Financial Corp156M–−28.5%1.33x––––
Mean25.8%15.3%1.20x––––
Median25.8%22.4%1.18x––––

Technical analysis

  • 1M+3.2%
  • 3M+4.9%
  • 1Y+37.5%
  • 3Y+99.4%

Financial statements in millions of USD

Income statement, Jeffersonville Bancorp, fiscal years, most recent first
202520242023202220212020
Interest income30.730.529.423.718.919.1
Total interest expense1.23.22.60.40.40.6
Net interest income29.527.326.823.418.618.5
Loan loss provision0.40.2−0.50.50.51.1
Net interest income after loan loss provision29.127.127.322.918.117.4
Non-interest income3.63.82.83.74.33.1
Non-interest expense−16.8−16.6−16.0−15.1−15.3−15.1
Net income before taxes15.814.314.111.57.25.4
Provision for taxes3.33.02.92.21.20.6
Minority interest & equity in affiliates––––––
Other000000
Net income before extraordinary items12.611.311.29.35.94.8
Extraordinary items––––––
Net income12.611.311.29.35.94.8
Basic weighted average shares (mil)4.24.24.24.24.24.2
Diluted weighted average shares (mil)4.24.24.24.24.24.2
Basic EPS excluding extraordinary items2.962.682.642.201.401.14
Basic EPS, normalized2.962.682.582.201.401.14

Disclaimer

The financial data presented in this report is delayed and obtained from sources QDD Research believes to be reliable, including stock exchanges, SEDAR, and EDGAR. However, no representation or warranty is made as to the accuracy, completeness, or timeliness of the information. QDD Research accepts no liability for any errors, omissions, or financial losses arising from the use of this data.

This report is generated using a fully systematic and quantitative approach. All factor scores and the overall quant rating (ranging from D to A+) are derived from algorithmic models and are based solely on objective financial metrics. These scores are intended for informational purposes only and should not be interpreted as investment advice or a recommendation to buy, sell, or hold any securities.

QDD Research is not a registered investment advisor or broker-dealer and does not provide personalized financial advice. The content is not tailored to the specific investment goals, financial situation, or risk profile of any individual investor. We strongly encourage readers to consult with a licensed broker or investment advisor before making any investment decisions based on the information contained in this report.

Live quote provided by TradingView. Report data updated Nov 1, 2026 after market close.