You have reached the limit of 3 free reports this month
Subscribe to access the complete report for Magyar Bancorp Inc: quant scores, valuation history, consensus estimates, peers and six years of financial statements.
Income statement, Magyar Bancorp Inc, fiscal years, most recent first
2025
2024
2023
2022
2021
2020
Interest income
54.7
48.6
38.1
29.5
28.5
26.9
Total interest expense
22.8
20.6
10.3
2.5
2.9
5.5
Net interest income
31.9
28.0
27.7
27.0
25.6
21.4
Loan loss provision
0.4
0.1
0.4
0.3
1.6
1.7
Net interest income after loan loss provision
31.5
27.9
27.4
26.7
24.0
19.7
Non-interest income
3.7
3.6
2.7
2.7
3.4
1.7
Non-interest expense
−21.4
−20.4
−19.3
−18.3
−18.6
−18.4
Net income before taxes
13.8
11.1
10.7
11.2
8.7
3.1
Provision for taxes
4.0
3.3
3.0
3.2
2.6
0.9
Minority interest & equity in affiliates
–
–
–
–
–
–
Other
0
0
0
0
0
0
Net income before extraordinary items
9.8
7.8
7.7
7.9
6.1
2.2
Extraordinary items
–
–
–
–
–
–
Net income
9.8
7.8
7.7
7.9
6.1
2.2
Basic weighted average shares (mil)
6.2
6.3
6.4
6.8
6.0
5.8
Diluted weighted average shares (mil)
6.2
6.3
6.4
6.8
6.0
5.8
Basic EPS excluding extraordinary items
1.57
1.23
1.20
1.17
1.01
0.38
Basic EPS, normalized
1.57
1.22
1.20
1.17
1.01
0.38
Balance sheet in millions of USD, fiscal years
Balance sheet, Magyar Bancorp Inc, fiscal years, most recent first
2025
2024
2023
2022
2021
2020
Assets
Cash & due from banks
1.4
1.6
3.2
2.9
1.8
1.5
Other earning assets
97.5
122
168
130
146
107
Net loans
849
773
689
620
585
603
Property, plant & equipment
13.9
14.8
16.0
17.2
18.2
14.7
Goodwill
–
–
–
–
–
–
Intangibles
–
–
–
–
–
–
Long-term investments
–
–
–
–
–
–
Other long-term assets
–
–
–
–
–
–
Other assets
35.8
41.2
31.4
28.3
22.9
27.4
Total assets
998
952
907
799
774
754
Liabilities
Accounts payable
9.3
9.4
11.1
9.7
5.7
9.0
Payable/accrued
–
–
–
–
–
–
Accrued expenses
1.9
2.4
2.9
3.6
4.3
–
Total deposits
819
801
759
671
643
621
Other bearing liabilities
49.1
28.6
29.5
15.6
23.4
67.4
Short-term borrowings
–
–
–
–
–
–
Current portion of long-term debt
–
–
–
–
–
–
Long-term debt
0
0
0
0
0
0
Minority interest
–
–
–
–
–
–
Other liabilities
0
0
0
0
0
0
Total liabilities
879
841
803
700
676
697
Shareholders' equity
Preferred stock
0
–
0
0
0
–
Common stock
0.1
0.1
0.1
0.1
0.1
0.1
Additional paid-in capital
63.4
63.1
62.8
63.7
63.7
26.3
Retained earnings (accumulated deficit)
66.6
58.6
52.2
45.8
39.3
33.2
Treasury stock
−7.8
−7.4
−5.4
−5.8
−1.2
−1.2
Other equity
−3.4
−3.9
−4.9
−5.3
−4.2
−1.4
Total equity
119
111
105
98.5
97.6
56.9
Total liabilities & shareholders' equity
998
952
907
799
774
754
Cash flow statement in millions of USD, fiscal years
Cash flow statement, Magyar Bancorp Inc, fiscal years, most recent first
2025
2024
2023
2022
2021
2020
Operating activities
Net income
9.8
7.8
7.7
7.9
6.1
2.2
Depreciation, depletion & amortization
0.9
0.9
0.8
0.8
0.8
0.9
Deferred taxes
−0.3
0
−0.6
0.2
−0.2
−0.9
Non-cash items
0.8
0.8
0.9
0.4
0.6
0.6
Changes in working capital
−0.8
−3.2
−0.4
1.9
1.9
−2.0
Cash from operations
10.4
6.3
8.5
11.2
9.3
0.8
Investing activities
Capital expenditures
−0.6
−0.8
−0.3
−0.4
−0.4
−0.1
Other investing cash flows
−63.7
−89.5
−65.7
−69.4
−7.8
−79.8
Cash from investing
−64.2
−90.3
−66.1
−69.7
−8.2
−80.0
Financing activities
Financing cash flow items
38.0
41.1
102
20.4
−21.7
119
Cash dividends paid
−1.8
−1.7
−1.3
−1.4
–
–
Issuance (retirement) of debt, net
–
–
–
–
–
–
Other financing cash flows
−0.8
−2.4
−1.2
−4.6
34.2
−0.1
Cash from financing
35.4
37.0
99.2
14.3
12.4
119
Foreign exchange effects
–
–
–
–
–
–
Net change in cash
−18.5
−46.9
41.6
−44.3
13.5
40.3
Free cash flow
9.8
5.5
8.2
10.8
8.8
0.7
Disclaimer
The financial data presented in this report is delayed and obtained from sources QDD Research believes to be reliable, including stock exchanges, SEDAR, and EDGAR. However, no representation or warranty is made as to the accuracy, completeness, or timeliness of the information. QDD Research accepts no liability for any errors, omissions, or financial losses arising from the use of this data.
This report is generated using a fully systematic and quantitative approach. All factor scores and the overall quant rating (ranging from D to A+) are derived from algorithmic models and are based solely on objective financial metrics. These scores are intended for informational purposes only and should not be interpreted as investment advice or a recommendation to buy, sell, or hold any securities.
QDD Research is not a registered investment advisor or broker-dealer and does not provide personalized financial advice. The content is not tailored to the specific investment goals, financial situation, or risk profile of any individual investor. We strongly encourage readers to consult with a licensed broker or investment advisor before making any investment decisions based on the information contained in this report.
Live quote provided by TradingView. Report data updated Nov 1, 2026 after market close.