North Dallas Bank & Trust Co NODB

FinancialsBanking ServicesUnited States of America

Last close 66.60 USD on Nov 1, 2026, +12.0% year to date

Quant rating

Quant rating D Rank 790 of 799 in Financials

Growth D 609 of 799
Valuation D 735 of 799
Quality D 715 of 799
Revisions D 617 of 799
Momentum D 577 of 799

Historical valuation

Valuation history unavailable.

Key data

Market cap: 171M
Enterprise value: 171M
52-week range: 58.25 – 71.50
3-year range: 43.50 – 71.50
Dividend yield: 0.60%
Beta (5 years): 0.08
Shares outstanding: 2.6M
Next earnings: –

About the company

North Dallas Bank & Trust Co. is engaged in providing a variety of financial services to individuals and small businesses. It provides various services, including personal banking, personal borrowing, business banking and business borrowing. Its loan portfolio includes commercial, commercial real estate, residential real estate, interim construction loans, Equipment Financing, and other loans. Its personal banking services include personal checking, personal saving, personal debit cards, and personal certificate of deposits (CDs) and individual retirement account (IRAs). Its personal borrowing services include personal loans, mortgages and personal credit cards. Its business banking services include business checking, business saving, business debit cards, and treasury management. Its business borrowing services include small business line of credit, and small business term loan. It has five banking center locations in North Texas.

Growth and profitability

Growth and profitability by fiscal year
	–	–	–	–	–	5Y avg
Revenue (mil)	–	–	–	–	–	–
Revenue growth	–	–	–	–	–	–
EPS (basic, normalized)	–	–	–	–	–	–
EPS growth	–	–	–	–	–	–
Gross margin	–	–	–	–	–	–
Net margin	–	–	–	–	–	–
ROE	–	–	–	–	–	–

Balance sheet, last quarter
Cash & short-term investments (mil)	–
Tier 1 risk-adjusted capital ratio	–
Long-term debt (mil)	–
Net debt (mil)	–
Total equity (mil)	–
Net debt / equity	–

Estimates and valuation

Consensus estimates and implied multiples
	Sales (mil)			Book value per share			EPS
Fiscal year	Mean est.	Growth	EV/Sales	Mean est.	Growth	P/B	Mean est.	Growth	P/E
– actual	–	–	–	–	–	–	–	–	–

Estimate revisions

Change in consensus estimates over 1, 3 and 6 months
	Sales				EPS
Fiscal year	Estimate (mil)	1M	3M	6M	Estimate	1M	3M	6M
FY1	–	–	–	–	–	–	–	–
FY2	–	–	–	–	–	–	–	–
FY3	–	–	–	–	–	–	–	–

Earnings surprises

Reported results versus consensus, last 10 fiscal quarters
Quarter ended	Sep 2007	Dec 2007	Mar 2008	Jun 2008	Sep 2008	Dec 2008	Mar 2009	Jun 2009	FQ-1	FQ0
Sales reported (mil)	–	–	–	–	–	–	–	–	–	–
Sales mean (mil)	–	–	–	–	–	–	–	–	–	–
Surprise	–	–	–	–	–	–	–	–	–	–
EPS reported	0.55	0.62	0.49	0.53	0.52	0.54	0.35	0.44	–	–
EPS mean	–	–	–	–	–	–	–	–	–	–
Surprise	–	–	–	–	–	–	–	–	–	–

Peer comparison Banking Services

Peers in the same industry group, by market capitalization
Company	Market cap	Tier 1 ratio	Net margin	Deposits/loans	FY1 P/E	FY2 P/E	FY1 P/B	FY2 P/B
NODB North Dallas Bank & Trust Co	171M	–	–	–	–	–	–	–
PBAM Private Bancorp of America Inc	489M	13.6%	–	–	10.1x	9.6x	1.6x	1.4x
MYBF Muncy Columbia Financial Corp	313M	–	27.5%	1.21x	–	–	–	–
TRUX Truxton Corp	292M	–	–	–	–	–	–	–
LYBC Lyons Bancorp Inc	244M	–	–	–	–	–	–	–
SABK South Atlantic Bancshares Inc	185M	–	–	–	9.8x	9.4x	–	–
Mean		13.6%	27.5%	1.21x	10.0x	9.5x	1.6x	1.4x
Median		13.6%	27.5%	1.21x	10.0x	9.5x	1.6x	1.4x

Technical analysis

1M−0.6%
3M+2.5%
1Y+15.5%
3Y+29.9%

Financial statements in millions of USD

Income statement in millions of USD, fiscal years

Income statement, North Dallas Bank & Trust Co, fiscal years, most recent first
	–	–	–	–	–	–
Interest income	–	–	–	–	–	–
Total interest expense	–	–	–	–	–	–
Net interest income	–	–	–	–	–	–
Loan loss provision	–	–	–	–	–	–
Net interest income after loan loss provision	–	–	–	–	–	–
Non-interest income	–	–	–	–	–	–
Non-interest expense	–	–	–	–	–	–
Net income before taxes	–	–	–	–	–	–
Provision for taxes	–	–	–	–	–	–
Minority interest & equity in affiliates	–	–	–	–	–	–
Other	–	–	–	–	–	–
Net income before extraordinary items	–	–	–	–	–	–
Extraordinary items	–	–	–	–	–	–
Net income	–	–	–	–	–	–
Basic weighted average shares (mil)	–	–	–	–	–	–
Diluted weighted average shares (mil)	–	–	–	–	–	–
Basic EPS excluding extraordinary items	–	–	–	–	–	–
Basic EPS, normalized	–	–	–	–	–	–

Balance sheet in millions of USD, fiscal years

Balance sheet, North Dallas Bank & Trust Co, fiscal years, most recent first
	–	–	–	–	–	–
Assets
Cash & due from banks	–	–	–	–	–	–
Other earning assets	–	–	–	–	–	–
Net loans	–	–	–	–	–	–
Property, plant & equipment	–	–	–	–	–	–
Goodwill	–	–	–	–	–	–
Intangibles	–	–	–	–	–	–
Long-term investments	–	–	–	–	–	–
Other long-term assets	–	–	–	–	–	–
Other assets	–	–	–	–	–	–
Total assets	–	–	–	–	–	–
Liabilities
Accounts payable	–	–	–	–	–	–
Payable/accrued	–	–	–	–	–	–
Accrued expenses	–	–	–	–	–	–
Total deposits	–	–	–	–	–	–
Other bearing liabilities	–	–	–	–	–	–
Short-term borrowings	–	–	–	–	–	–
Current portion of long-term debt	–	–	–	–	–	–
Long-term debt	–	–	–	–	–	–
Minority interest	–	–	–	–	–	–
Other liabilities	–	–	–	–	–	–
Total liabilities	–	–	–	–	–	–
Shareholders' equity
Preferred stock	–	–	–	–	–	–
Common stock	–	–	–	–	–	–
Additional paid-in capital	–	–	–	–	–	–
Retained earnings (accumulated deficit)	–	–	–	–	–	–
Treasury stock	–	–	–	–	–	–
Other equity	–	–	–	–	–	–
Total equity	–	–	–	–	–	–
Total liabilities & shareholders' equity	–	–	–	–	–	–

Cash flow statement in millions of USD, fiscal years

Cash flow statement, North Dallas Bank & Trust Co, fiscal years, most recent first
	–	–	–	–	–	–
Operating activities
Net income	–	–	–	–	–	–
Depreciation, depletion & amortization	–	–	–	–	–	–
Deferred taxes	–	–	–	–	–	–
Non-cash items	–	–	–	–	–	–
Changes in working capital	–	–	–	–	–	–
Cash from operations	–	–	–	–	–	–
Investing activities
Capital expenditures	–	–	–	–	–	–
Other investing cash flows	–	–	–	–	–	–
Cash from investing	–	–	–	–	–	–
Financing activities
Financing cash flow items	–	–	–	–	–	–
Cash dividends paid	–	–	–	–	–	–
Issuance (retirement) of debt, net	–	–	–	–	–	–
Other financing cash flows	–	–	–	–	–	–
Cash from financing	–	–	–	–	–	–
Foreign exchange effects	–	–	–	–	–	–
Net change in cash	–	–	–	–	–	–
Free cash flow	–	–	–	–	–	–

Disclaimer

The financial data presented in this report is delayed and obtained from sources QDD Research believes to be reliable, including stock exchanges, SEDAR, and EDGAR. However, no representation or warranty is made as to the accuracy, completeness, or timeliness of the information. QDD Research accepts no liability for any errors, omissions, or financial losses arising from the use of this data.

This report is generated using a fully systematic and quantitative approach. All factor scores and the overall quant rating (ranging from D to A+) are derived from algorithmic models and are based solely on objective financial metrics. These scores are intended for informational purposes only and should not be interpreted as investment advice or a recommendation to buy, sell, or hold any securities.

QDD Research is not a registered investment advisor or broker-dealer and does not provide personalized financial advice. The content is not tailored to the specific investment goals, financial situation, or risk profile of any individual investor. We strongly encourage readers to consult with a licensed broker or investment advisor before making any investment decisions based on the information contained in this report.

Live quote provided by TradingView. Report data updated Nov 1, 2026 after market close.