CCC Intelligent Solutions Holdings Inc. CCC

Information TechnologySoftware & IT ServicesUnited States of America

Last close 7.65 USD on Nov 1, 2026, −3.8% year to date

Quant rating

Quant rating C Rank 161 of 389 in Information Technology

Growth B 150 of 389
Valuation B 115 of 389
Quality C 241 of 389
Revisions B 135 of 389
Momentum B 138 of 389

Wall Street consensus Hold (3.00)Average target 8.44 USD +10.4%

Historical valuation

Multiples use consensus estimates for the next twelve months. The dashed line is the 5-year average.

Key data

Market cap: 4.5B
Enterprise value: 5.6B
52-week range: 4.08 – 9.44
3-year range: 4.08 – 12.75
Dividend yield: –
Beta (5 years): 0.38
Shares outstanding: 591M
Next earnings: Feb 24, 2027

About the company

CCC Intelligent Solutions Holdings Inc. is a provider of software as a service (SaaS) and artificial intelligence (AI) platform for the insurance economy. The Company's cloud-based SaaS platform connects trading partners, facilitates commerce, and supports AI enabled digital workflows. Its solutions include CCC Insurance Solutions, CCC Repair Solutions, CCC Ecosystem and Other Solutions, and CCC International Solutions. Its CCC Insurance Solutions include CCC Workflow, CCC Estimating, CCC Total Loss, CCC Casualty, CCC Subrogation and CCC Automotive Claim Handling. Its repair solutions include CCC Estimating, CCC Network Management, CCC Repair Workflow and CCC Repair Quality. It offers enterprise solutions that support multiple customer segments, along with specific solutions tailored to other segments of the insurance ecosystem, including parts suppliers and automotive manufacturers. The Company also provides insurance claims software to some of the automotive insurers in China.

Growth and profitability fiscal year ends December 31

Growth and profitability by fiscal year
	2025	2024	2023	2022	2021	5Y avg
Revenue (mil)	1,057	945	866	782	688	–
Revenue growth	11.9%	9.1%	10.7%	13.7%	8.7%	10.8%
EPS (basic, normalized)	0.36	0.37	0.32	0.29	0.23	–
EPS growth	−2.7%	15.6%	10.3%	26.1%	–	–
Gross margin	73.5%	75.6%	73.5%	72.7%	71.6%	73.4%
Net margin	0.0%	2.8%	−10.7%	4.9%	−36.2%	−7.8%
ROE	0.0%	1.4%	−4.8%	2.0%	−15.3%	−3.4%

Balance sheet, last quarter
Cash & short-term investments (mil)	203
Current ratio	2.05x
Long-term debt (mil)	1,275
Net debt (mil)	1,116
Total equity (mil)	1,842
Net debt / equity	0.61x
Net debt / EBITDA	2.56x

Estimates and valuation

Consensus estimates and implied multiples
	Sales (mil)			EBITDA (mil)			EPS
Fiscal year	Mean est.	Growth	EV/Sales	Mean est.	Growth	EV/EBITDA	Mean est.	Growth	P/E
2025 actual	1,057	+11.9%	5.3x	436	+7.4%	12.9x	0.36	−2.7%	21.2x
2026	1,162	+10.0%	4.9x	491	+12.5%	11.5x	0.46	+27.0%	16.7x
2027	1,265	+8.8%	4.5x	541	+10.3%	10.4x	0.53	+15.6%	14.5x
2028	1,365	+7.9%	4.1x	608	+12.3%	9.3x	0.60	+13.0%	12.8x

Estimate revisions

Change in consensus estimates over 1, 3 and 6 months
	Sales				EPS
Fiscal year	Estimate (mil)	1M	3M	6M	Estimate	1M	3M	6M
2026	1,162	+0.1%	+0.1%	+0.3%	0.46	+1.5%	+1.3%	+6.3%
2027	1,265	0.0%	+0.1%	+0.4%	0.53	+0.9%	+0.9%	+7.8%
2028	1,365	−0.2%	−0.6%	−0.9%	0.60	+0.8%	+0.8%	+3.9%

Earnings surprises EPS beat in 3 of the last 4 quarters

Reported results versus consensus, last 10 fiscal quarters
Quarter ended	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Sales reported (mil)	227	233	238	246	252	260	267	278	281	286
Sales mean (mil)	226	230	238	245	250	256	265	275	275	284
Surprise	+0.8%	+1.1%	+0.2%	+0.5%	+0.7%	+1.6%	+0.8%	+0.9%	+2.4%	+0.6%
EPS reported	0.09	0.09	0.10	0.10	0.08	0.09	0.09	0.10	0.11	0.10
EPS mean	0.08	0.08	0.09	0.10	0.08	0.08	0.09	0.09	0.09	0.10
Surprise	+6.3%	+9.4%	+8.5%	+3.2%	−2.2%	+8.0%	−1.5%	+5.4%	+16.1%	+2.2%

Peer comparison Software & IT Services

Peers in the same industry group, by market capitalization
Company	Market cap	Net debt/EBITDA	Net margin	P/B	FY1 P/E	FY2 P/E	FY1 EV/EBITDA	FY2 EV/EBITDA
CCC CCC Intelligent Solutions Holdings Inc.	4.5B	2.56x	0.0%	2.45x	16.7x	14.5x	11.5x	10.4x
NOW ServiceNow, Inc.	109.1B	0.61x	13.2%	8.33x	26.5x	21.9x	17.8x	15.1x
ADBE Adobe Inc	97.4B	0.06x	30.0%	8.32x	10.2x	9.0x	7.6x	7.1x
ADSK Autodesk, Inc.	52.2B	−0.24x	15.6%	15.42x	19.8x	17.6x	15.4x	13.7x
VRSN VeriSign, Inc.	27.6B	1.14x	49.8%	−12.07x	32.3x	28.0x	23.0x	20.8x
IOT Samsara Inc.	24.6B	−2.70x	−0.6%	15.37x	54.6x	44.5x	51.4x	40.7x
Mean		0.24x	18.0%	6.30x	26.7x	22.6x	21.1x	18.0x
Median		0.34x	14.4%	8.32x	23.1x	19.7x	16.6x	14.4x

Technical analysis

1M+15.6%
3M+25.0%
1Y−18.2%
3Y−29.0%

Financial statements in millions of USD

Income statement in millions of USD, fiscal years

Income statement, CCC Intelligent Solutions Holdings Inc., fiscal years, most recent first
	2025	2024	2023	2022	2021	2020
Total revenue	1,057	945	866	782	688	633
Cost of revenue	280	231	230	214	196	209
Gross profit	777	714	637	569	493	424
Selling, general & administrative expenses	381	360	333	287	399	166
Research & development	227	201	173	157	166	110
Depreciation/amortization	74.0	71.8	72.0	72.3	72.4	72.3
Interest expense (income), operating	–	–	–	–	–	–
Unusual expense (income)	0	0	82.7	–	15.2	8.6
Other operating expenses	0	0	0	0	0	0
Operating income	93.8	80.1	−23.9	51.9	−160	68.4
Net interest income (expense)	−72.7	−50.5	−47.3	−28.8	−50.6	−90.3
Gain (loss) on sale of assets	–	–	–	–	–	–
Other non-operating income (expense)	0.4	14.7	−13.3	26.8	−64.4	0.3
Net income before taxes	21.5	44.3	−84.5	49.9	−275	−21.6
Provision for taxes	19.8	13.1	5.5	11.5	−26.0	−4.7
Minority interest	−1.3	−5.1	−2.4	0	0	0
Equity in affiliates	–	–	–	–	–	–
U.S. GAAP adjustment	–	–	–	–	–	–
Net income before extraordinary items	0.4	26.1	−92.5	38.4	−249	−16.9
Extraordinary items	–	–	–	–	–	–
Net income	0.4	26.1	−92.5	38.4	−249	−16.9
EBIT, normalized	103	93.8	69.3	59.9	−124	77.0
EBITDA, normalized	254	217	205	187	−0.7	193
Basic EPS, normalized	0.36	0.37	0.32	0.29	0.23	–

Balance sheet in millions of USD, fiscal years

Balance sheet, CCC Intelligent Solutions Holdings Inc., fiscal years, most recent first
	2025	2024	2023	2022	2021	2020
Assets
Cash & short-term investments	111	399	196	324	183	162
Receivables	170	114	104	102	79.1	76.1
Total inventory	–	–	–	–	–	–
Prepaid expenses	19.5	19.7	21.7	24.4	26.5	16.3
Other current assets	34.1	31.6	28.6	28.5	34.7	27.2
Total current assets	335	565	350	479	323	282
Property, plant & equipment	203	202	191	179	173	101
Goodwill	1,956	1,418	1,418	1,495	1,467	1,467
Intangibles	1,011	934	1,015	1,119	1,213	1,312
Long-term investments	10.2	10.2	10.2	10.2	10.2	0
Note receivable	–	–	–	–	–	–
Other long-term assets	59.1	54.5	67.2	68.4	51.2	33.6
Total assets	3,573	3,183	3,051	3,351	3,238	3,196
Liabilities
Accounts payable	31.0	18.4	16.3	27.6	12.9	13.2
Payable/accrued	–	–	–	–	–	–
Accrued expenses	88.7	80.2	78.3	76.9	72.4	50.7
Short-term debt	25.2	0	0	0	0	0
Current portion of long-term debt	16.5	11.3	11.1	10.9	10.7	27.9
Other current liabilities	72.8	45.0	47.3	36.2	40.6	33.9
Total current liabilities	234	155	153	152	137	126
Long-term debt	1,286	785	795	805	814	1,329
Minority interest	0	21.7	16.6	14.2	14.2	14.2
Other liabilities	266	223	304	335	400	355
Total liabilities	1,786	1,185	1,269	1,306	1,365	1,824
Shareholders' equity
Preferred stock	–	–	–	–	–	–
Common stock	0.1	0.1	0.1	0.1	0.1	0.1
Additional paid-in capital	3,483	3,094	2,910	2,754	2,619	1,501
Retained earnings (accumulated deficit)	−1,695	−1,095	−1,126	−708	−746	−129
Treasury stock	–	–	–	–	–	–
Other equity	−1.0	−1.2	−1.1	−0.9	−0.3	−0.3
Total equity	1,787	1,998	1,782	2,045	1,872	1,372
Total liabilities & shareholders' equity	3,573	3,183	3,051	3,351	3,238	3,196

Cash flow statement in millions of USD, fiscal years

Cash flow statement, CCC Intelligent Solutions Holdings Inc., fiscal years, most recent first
	2025	2024	2023	2022	2021	2020
Operating activities
Net income	1.7	31.2	−90.1	38.4	−249	−16.9
Depreciation, depletion & amortization	150	124	135	127	123	116
Deferred taxes	18.5	−30.5	−46.3	−34.4	−46.9	−11.1
Non-cash items	188	164	251	79.0	328	34.9
Changes in working capital	−43.0	−5.0	0.3	−10.2	−27.6	−19.3
Cash from operations	315	284	250	200	127	104
Investing activities
Capital expenditures	−61.0	−53.0	−55.0	−48.0	−38.4	−30.7
Other investing cash flows	−410	0	0	−28.3	−10.2	0
Cash from investing	−471	−53.0	−55.0	−76.3	−48.6	−30.7
Financing activities
Financing cash flow items	−56.3	−58.5	−16.7	−5.0	756	–
Cash dividends paid	–	–	0	–	−269	0
Issuance (retirement) of debt, net	–	–	–	–	–	–
Other financing cash flows	−75.8	31.3	−306	22.9	−545	−4.4
Cash from financing	−132	−27.3	−323	17.9	−58.4	−4.4
Foreign exchange effects	0.2	−0.2	−0.2	−0.2	0.1	0.1
Net change in cash	−288	203	−128	141	20.4	68.9
Free cash flow	255	231	195	152	89.0	73.3

Disclaimer

The financial data presented in this report is delayed and obtained from sources QDD Research believes to be reliable, including stock exchanges, SEDAR, and EDGAR. However, no representation or warranty is made as to the accuracy, completeness, or timeliness of the information. QDD Research accepts no liability for any errors, omissions, or financial losses arising from the use of this data.

This report is generated using a fully systematic and quantitative approach. All factor scores and the overall quant rating (ranging from D to A+) are derived from algorithmic models and are based solely on objective financial metrics. These scores are intended for informational purposes only and should not be interpreted as investment advice or a recommendation to buy, sell, or hold any securities.

QDD Research is not a registered investment advisor or broker-dealer and does not provide personalized financial advice. The content is not tailored to the specific investment goals, financial situation, or risk profile of any individual investor. We strongly encourage readers to consult with a licensed broker or investment advisor before making any investment decisions based on the information contained in this report.

Live quote provided by TradingView. Report data updated Nov 1, 2026 after market close.